Cruises & Holidays

  As 2025 comes to a close, we pause to acknowledge both the achievements that moved us forward and the challenges that tested our patience, resilience, and faith. This past year reminded us that progress is rarely a straight line—but every step, even the difficult ones, carries meaning. Some goals were reached. Others were reshaped. And along the way, we learned, adapted, and grew in ways we may only fully understand in time. As we welcome 2026, may it bring renewed energy, clearer purpose, and moments of quiet joy amid the busyness of life. May we carry forward the lessons of the past year, let go of what no longer serves us, and step into the new year with courage, kindness, and hope.

當旅遊保險真正派上用場：我在 2024 年向 TD Aeroplan Visa Infinite 的理賠經驗 旅遊保險是一種「平時忽略、危急時才知道重要」的東西。 而我，就是在 2024 年 3 月 ，親身體會到它真正的價值。 期待已久的溫哥華阿拉斯加同學重聚之旅，卻不得不取消 我和喇沙的老同學們原本計劃了一趟非常特別的旅程： 60 週年溫哥華阿拉斯加郵輪重聚之旅 。 這原本應該是滿載回憶、歡聲笑語、海風吹拂的一趟旅程。 但就在出發前不久，一件天曉得的事情發生了： 我需要接受 腦部手術 。 健康無疑是第一位，因此我必須取消整個旅程，包括—— 機票、酒店、郵輪費用，全都不能去了。 在身體需要休養的時刻，如果還要承受龐大的取消費用壓力，的確不易。 幸好，有一項平日被我忽略的保障在背後默默支撐着。 信用卡旅遊保險：平時不起眼，關鍵時刻卻是救命繩 我知道自己的 TD Aeroplan Visa Infinite 信用卡 附帶旅遊保險，但從來沒有認真研究過。 就像許多人一樣，我只是覺得「有總比沒有好」。 直到這次意外，我才真正理解它的力量。 在我最需要的時候，它幫我承擔了本來可能損失的數千元旅費。 而且，我非常感謝我最要好的同學兼老朋友，他一步一步提醒我該如何向 TD 的旅遊保險部門提出申請。如果沒有他的細心指導，我很可能會漏掉重要文件。 提交理賠文件：比想像中順利 旅遊保險聽起來複雜，但實際操作卻比我想像中容易。 線上申請保險理賠, 我提交了以下文件： 所有預訂的發票和收據 取消電子郵件、取消證明 醫生證明，解釋我為何無法出行, 列印、簽名、註明日期 所有已支付  摘要,  不可退款的費用一覽 、 提交後，TD 的理賠團隊很快展開審核。 令我欣慰的是，他們的溝通清晰，程序透明，不拖泥帶水。 幾個星期後，退款開始陸續到帳。 所有預付、不可退的款項都成功獲得賠償。 那一刻，我真的非常感恩。 這次經驗給了我三個重要體會 1. 信用卡旅遊保險不是噱頭，它真的很有用。 尤其是出現重大健康問題或突發事件時。 2. 要記得保留所有收據與紀錄。 包含訂單、取消通知、醫療文件。 3. 好朋友比保險還重要。 他一步一步提醒我們該準備哪些文件，才讓整個理賠非常...

  Picture this: you’ve booked a dreamy cruise through the Caribbean or a multi-stop European holiday. Flights, hotels, transfers — you’ve paid it all. Then: a delayed flight, a lost suitcase, or worse — a medical emergency abroad. Suddenly, that “cheap vacation” can turn expensive. That’s exactly why having a credit card with robust travel insurance can be a hidden lifesaver. Not only can it save you from financial headaches, it lets you travel with more peace of mind — ideal for cruises or holidays where the unexpected can and does happen. But — and this is important — not all credit cards are created equal . Some offer minimal protection (or none at all), while others provide large medical coverage, trip cancellation benefits, baggage insurance, rental car protection, and more. Before you rely on a card, you need to know what it covers — and how. Money.ca +1 🛡️ What To Look For: Key Insurance Features When you pick a card for your next cruise or holiday, here are the insur...

  Homeward Bound: Reflections on a Long Journey and a Welcome Rest It was time to bid farewell to Singapore and begin the journey back to Toronto, Canada. My trip home was a mix of excitement, exhaustion, and a touch of illness, but it was all part of the adventure. Here’s how it unfolded.

  Staying Safe & Independent: The 2025 Ontario Senior Driving Renewal The goal is simple: ensure that you can still judge distances, react to traffic, and make sound driving decisions — especially important if reflexes or eyesight have started to change with age.

 Introduction The disembarkation process is an integral part of any cruise journey, marking the conclusion of a memorable vacation. In this article, we will delve into the smooth disembarkation experience of the Enchante Princess at Lauderdale. From the morning before disembarkation to the account settlement process, we will guide you through the entire journey, ensuring a hassle-free and enjoyable end to your cruise vacation. The Morning Before Disembarkation The morning before disembarkation sets the stage for a seamless transition from ship to shore. As the sun rises, passengers wake up to their final day on board the Enchante Princess. The ship's crew works diligently behind the scenes to ensure a smooth operation and provide necessary instructions to the guests. Preparing for Departure On the morning of disembarkation, passengers are advised to review the guidelines and instructions provided by the ship's crew. These instructions may include details about the disembarkatio...